Privacy Policy

1. Introduction

TCF Associates Financial LLC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website tcfassociatesfinancial.com and use our financial services.

2. Information We Collect

We may collect the following types of information:

• Personal identifiers: name, email address, phone number, company name
• Business information: industry, revenue range, financing needs
• Communication records: messages submitted through our contact form, email correspondence
• Technical data: IP address, browser type, device information, pages visited
• Cookies and tracking technologies: used to improve your browsing experience

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide, maintain, and improve our financial services
• To respond to your inquiries and fulfill your requests
• To send you marketing and promotional communications (with your consent)
• To comply with legal obligations and regulatory requirements
• To protect against fraud and unauthorized transactions

4. SMS/MMS Messaging Policy

When you opt in to receive SMS/MMS messages from TCF Associates Financial LLC, you consent to receive recurring marketing and promotional text messages, including offers, updates, and information about our financial products and services.

Messages may be sent using an automated telephone dialing system (ATDS). Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply.

Opt-Out: You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a one-time confirmation message and will no longer receive text messages from us unless you re-subscribe.

Help: Reply HELP for assistance or contact us at tcf@tcfassociatesfinancial.com.

Consent is NOT a condition of purchase. You are not required to consent to receive SMS/MMS messages as a condition of purchasing any goods or services from TCF Associates Financial LLC.

5. Sharing of Information

We do not sell your personal information. We may share your information with:

• Service providers who assist us in operating our business and delivering services
• Legal and regulatory authorities when required by law
• Professional advisors including attorneys and accountants

We do not share, sell, or disclose your phone number or SMS opt-in data with any third parties for their marketing purposes.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or method of electronic storage is completely secure.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access and receive a copy of your personal information
• Request correction of inaccurate personal information
• Request deletion of your personal information
• Opt out of marketing communications at any time
• Withdraw your consent for SMS/MMS messaging by replying STOP

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

TCF Associates Financial LLC
Email: tcf@tcfassociatesfinancial.com
Website: tcfassociatesfinancial.com